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It mainly applies to situations where you use the same car for.
Business car insurance. Geicos been working with businesses like yours for over 70 years. Business car insurance policies fall under the following classes. Business car insurance class 3. Commercial car or vehicle insurance is used for taxis trucks delivery vans and business fleets.
Covers long distance driving as part of your business use. Although youll likely pay higher premiums for business car insurance dont be tempted to run the risk of sticking with standard. Class 1 this covers driving between multiple places of work or occasional travel to meet clients. For standalone commercial motor vehicle insurance cover for up to 20 vehicles please call our team of specialists on 1300 131 000.
Business car insurance provides cover for business use other than commuting. Like regular vehicle insurance it offers three levels of cover third party third party fire and theft and comprehensive insurance. Business car insurance can cover a wide range of uses such as travelling between different work locations visiting customers or driving around other employees. Class 1 insurance could include a care worker who drives to visit patients but it wouldnt cover you for deliveries or door to door sales.
Whether you opt for business use cover or full blown commercial car insurance legally speaking your vehicle needs to be insured under at least a ctp compulsory third party policy regardless of where in australia you live and workhowever a ctp policy doesnt cover you for the costs of damage to your or anyone elses car or property. It may also cover your spouse but. Commercial auto insurance is a vehicle insurance policy which covers any injuries and damages that are caused by or to you or your employees while in the scope of business to covered vehicles up to your policy limits. The other more common types of insurance are social only or social and commuting.
We work hard to provide your business with the coverage you need at a great price. Business car insurance covers you if you use your car for work related purposes. Get a quote for up to two commercial vehicles online now. This includes travelling to different offices or across the country for work.
Anything in fact thats on behalf of the company. Social only means youre covered for everyday driving like going to the shops or visiting friends. Business use car insurance is a way of extending personal policies so youre also covered when driving the car for business purposes.
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