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Term life insurance is typically more affordable than permanent life insurance because it only provides protection for a set amount of time.
Term life insurance benefits. Many term insurance plans also offer you a possibility to increase your sum assured to an x year on year thus keeping you adequately. To determine if term life insurance is a good fit for you read through some of the benefits below. Another one of the term insurance benefits of aegon lifes term policies is that women and non smokers are charged lower premiums. A term insurance plan is a simple form of life insurance.
A type of life insurance with a limited coverage period. 5lacs per annum then the amount of term insurance cover chosen should be around 40 lacs. How much term insurance cover do i need. The benefits of universal life insurance are by and large the same as whole life insurance benefits.
4 benefits of term life insurance. Lets talk about the term insurance benefits stated above in detail. High sum assured at affordable premium. Aegon lifes term insurance plans offer you a variety of both in built as well as add on riders.
Policy premiums are determined by your insurance carrier. The general thumb rule says a person should buy term insurance cover which is 8 times the annual income ie if i today earn rs. A term insurance policy is a must for every person and one cannot articulate its importance completely. The flexible premium is indeed one of the main specific benefits of this type of policy.
Although term insurance is not always the most effective type of life insurance for all of a clients death benefit needs it can still be useful in many circumstances. For example aegon lifes iterm insurance plan comes with an in built death benefit and critical. One of the primary term insurance benefits is its affordable cost. Term insurance plan are the only life insurance products that are especially designed to solve a sole purpose of protection.
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